{"id":15958,"date":"2017-12-20T09:14:48","date_gmt":"2017-12-20T08:14:48","guid":{"rendered":"http:\/\/85.214.53.239\/faq\/"},"modified":"2017-12-20T09:14:48","modified_gmt":"2017-12-20T08:14:48","slug":"faq","status":"publish","type":"page","link":"https:\/\/i-c-m.de\/en\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:20px;--awb-margin-bottom:80px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><style type=\"text\/css\">.fusion-faqs-wrapper #accordian-1 .fusion-panel { border-color:#e0dede; }.fusion-faqs-wrapper #accordian-1 .fusion-panel:hover{ border-color: #e0dede; }.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box:before{ font-size: 13px;width: 13px;}.fusion-accordian #accordian-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordian-1 .panel-title a{font-family:\"Open Sans\";font-style:normal;font-weight:300;}.fusion-accordian  #accordian-1 .panel-title a:not(:hover){}.fusion-accordian  #accordian-1 .toggle-content{font-family:\"Open Sans\";font-style:normal;font-weight:400;}.fusion-accordian #accordian-1 .fa-fusion-box { background-color: #333333 !important;border-color: #333333 !important;}.fusion-accordian #accordian-1 .panel-title a:hover,.fusion-accordian #accordian-1 .panel-title a.hover { color: #03438a;}.fusion-faq-shortcode .fusion-accordian #accordian-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #03438a;}.fusion-accordian #accordian-1 .panel-title .active .fa-fusion-box,.fusion-accordian #accordian-1 .panel-title a:hover .fa-fusion-box,.fusion-accordian #accordian-1 .panel-title a.hover .fa-fusion-box { background-color: #03438a!important;border-color: #03438a!important;}<\/style><div class=\"fusion-faq-shortcode\" style=\"\"><ul role=\"menu\" class=\"fusion-filters clearfix\"><li role=\"presentation\" class=\"fusion-filter fusion-filter-all fusion-active\"><a role=\"menuitem\" data-filter=\"*\" href=\"#\">All<\/a><\/li><li role=\"presentation\" class=\"fusion-filter fusion-hidden\"><a role=\"menuitem\" data-filter=\".general\" href=\"#\">General<\/a><\/li><li role=\"presentation\" class=\"fusion-filter fusion-hidden\"><a role=\"menuitem\" data-filter=\".monitoring\" href=\"#\">Monitoring<\/a><\/li><li role=\"presentation\" class=\"fusion-filter fusion-hidden\"><a role=\"menuitem\" data-filter=\".procedure\" href=\"#\">Procedure<\/a><\/li><li role=\"presentation\" class=\"fusion-filter fusion-hidden\"><a role=\"menuitem\" data-filter=\".service-en\" href=\"#\">Service<\/a><\/li><\/ul><div class=\"fusion-faqs-wrapper\"><div class=\"accordian fusion-accordian\"><div class=\"panel-group \" id=\"accordian-1\"><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15973 procedure \"><span class=\"entry-title rich-snippet-hidden\">How often will my portfolio be adapted and who decides this?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:23:26+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15973\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15973\" href=\"#collapse-1-15973\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">How often will my portfolio be adapted and who decides this?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15973\" aria-labelledby=\"faq_1-15973\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Our Investment Committees are composed of expert portfolio managers who meet once a week to check the strategy and minimize the risks. This does not mean that your portfolio will change every week, but we will assess and compare the weekly risks and expectations of return and take action if required.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15972 procedure \"><span class=\"entry-title rich-snippet-hidden\">How can I determine the success of my investment strategy, what is the benchmark?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:22:49+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15972\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15972\" href=\"#collapse-1-15972\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">How can I determine the success of my investment strategy, what is the benchmark?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15972\" aria-labelledby=\"faq_1-15972\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>By contract, a benchmark will be agreed for the respective account related to the selected risk class. For example, this may consist of a mixture of RexP (measuring the performance of German government bonds) and EuroStoxx50E, or the MSCI World at 100 %. We will be happy to advise you on the several options.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15971 general \"><span class=\"entry-title rich-snippet-hidden\">Which risk classes are there?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:22:12+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15971\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15971\" href=\"#collapse-1-15971\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Which risk classes are there?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15971\" aria-labelledby=\"faq_1-15971\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>We offer our Customers to select their suitable class from six risk classes with distinct Value at Risk (VaR). VaR is a widely accepted accounting method which measures with a probability of 99 % the maximum loss within a holding period of 10 trade days.<br \/>\nFor example, for risk group A, the value preservation prevails over the expectations of return. Risks due to temporary price fluctuations are accepted at a minimum risk of loss. Here, the VaR is below 2.5%. However, for the highest F risk group, the expectations of higher return are also linked to the higher asset value oscillations, eventually with unforeseeable loss risks including complete loss.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15970 general \"><span class=\"entry-title rich-snippet-hidden\">Where is my money deposited?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:21:36+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15970\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15970\" href=\"#collapse-1-15970\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Where is my money deposited?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15970\" aria-labelledby=\"faq_1-15970\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Independent asset managers may not accept money from Customers, your money remains in the custody account or the Customer&#8217;s account at the respective custody bank or bank where the account is held. The independent asset manager manages the account or custody account upon a power of attorney. He may not transfer any money from the Customer to another account or custody account.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15969 general \"><span class=\"entry-title rich-snippet-hidden\">What does independent asset management mean?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:20:50+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15969\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15969\" href=\"#collapse-1-15969\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What does independent asset management mean?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15969\" aria-labelledby=\"faq_1-15969\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>The classical asset management includes financial consulting as well as asset management for the Customer on the basis of internal bank regulations or the investment profile of the bank. Independent asset managers such as the ICM InvestmentBank AG perform the same tasks, but independently from the banks, enabling a personal consulting and broader product assortment offerings.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15967 procedure \"><span class=\"entry-title rich-snippet-hidden\">How high are the fees?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:19:46+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15967\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15967\" href=\"#collapse-1-15967\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">How high are the fees?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15967\" aria-labelledby=\"faq_1-15967\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>The ICM InvestmentBank AG offers the Customers eight different condition schedules. The model that best suits you depends on how your portfolio is structured, which is established in the asset management agreement.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15966 monitoring \"><span class=\"entry-title rich-snippet-hidden\">How high is the risk?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:18:55+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15966\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15966\" href=\"#collapse-1-15966\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">How high is the risk?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15966\" aria-labelledby=\"faq_1-15966\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Next to the possibility of generating high yield, there is also a very high risk hazard. Know that you may even suffer a complete loss with this kind of investment form. It is thus important to use the equity only for speculation objectives in which eventual loss is possible. You should not use more than 15% of the freely available assets. Our agreement lists these issues in detail.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15965 monitoring \"><span class=\"entry-title rich-snippet-hidden\">What does margin call mean exactly?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:18:21+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15965\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15965\" href=\"#collapse-1-15965\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What does margin call mean exactly?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15965\" aria-labelledby=\"faq_1-15965\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>In certain circumstances, the available margin may not be sufficient to cover possible losses. In such a case we speak of a \u201eMargin call\u201c whereby the deposit of further cash or securities is required to maintain the speculation strategy. If this is not done within a specific term (for ex. 24 hours), the risk position must be closed. This mechanism must protect against negative account balances. Even then, in exceptional cases, fast market situations may occur, resulting in negative account balances. This requires a permanent margin call. However, as a Customer, you can make the corresponding strategy stipulations in order to substantially or wholly avoid this risk.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15964 monitoring \"><span class=\"entry-title rich-snippet-hidden\">How safe is my money?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:17:37+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15964\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15964\" href=\"#collapse-1-15964\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">How safe is my money?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15964\" aria-labelledby=\"faq_1-15964\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Your money is deposited to an account in your name at a deposit-taking bank. These institutions are subject to the legal provisions of the deposit insurance. The bank acts as a trustee for all cash means and positions held.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15962 monitoring \"><span class=\"entry-title rich-snippet-hidden\">What distinguishes the ICM InvestmentBank AG from my bank or asset manager?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:17:04+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15962\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15962\" href=\"#collapse-1-15962\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">What distinguishes the ICM InvestmentBank AG from my bank or asset manager?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15962\" aria-labelledby=\"faq_1-15962\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Opposite to the most asset managers, the ICM InvestmentBank AG manageq assets redundantly by focusing on more than one person. The tactical allocation model changes the strategy weighting of the different asset classes according to the situation of the investment universe. Shares, funds, ETFs, derivatives or cash positions are traceably weighted. This world-wide approach has been successful for many years and was awarded as \u201eoutstanding\u201c by the editorial staff of \u201eFonds professional\u201c for 5 consecutive years .<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15960 service-en \"><span class=\"entry-title rich-snippet-hidden\">Where can I get information?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:16:14+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15960\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15960\" href=\"#collapse-1-15960\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Where can I get information?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15960\" aria-labelledby=\"faq_1-15960\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>Independently from the assessment and service meetings of te ICM InvestmentBank AG, you can always contact your custody institution on the correctness of the account development. You will also receive a monthly statement of your custody account.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default fusion-faq-post fusion-faq-post-15959 service-en \"><span class=\"entry-title rich-snippet-hidden\">Which term should I calculate for the investment?<\/span><span class=\"vcard rich-snippet-hidden\"><span class=\"fn\"><a href=\"https:\/\/i-c-m.de\/en\/author\/c-schmid\/\" title=\"Posts by ICM Team\" rel=\"author\">ICM Team<\/a><\/span><\/span><span class=\"updated rich-snippet-hidden\">2017-12-20T09:15:41+01:00<\/span><div class=\"panel-heading\"><h4 id=\"faq_1-15959\" class=\"panel-title toggle\"><a data-toggle=\"collapse\" class=\"collapsed\" data-parent=\"#accordian-1\" data-target=\"#collapse-1-15959\" href=\"#collapse-1-15959\" aria-expanded=\"false\"><div class=\"fusion-toggle-icon-wrapper\"><div class=\"fusion-toggle-icon-wrapper-main\"><div class=\"fusion-toggle-icon-wrapper-sub\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/div><\/div><\/div><div class=\"fusion-toggle-heading\">Which term should I calculate for the investment?<\/div><\/a><\/h4><\/div><div id=\"collapse-1-15959\" aria-labelledby=\"faq_1-15959\" class=\"panel-collapse collapse\"><div class=\"panel-body toggle-content post-content\"><p>This depends on your strategy stipulations. Products of the ICM InvestmentBank are implemented in short-term to a maximum of mid-term market situations, for which 3-12 months are calculated. However, we are interested in a long-standing business relationship, which leverages all the facets of asset management for you. Talk to a friendly and expert colleague for the right selection of our products. But it is important that you contractually define that you have access to your assets at any time without a provisional initial term.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":10,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"pmpro_default_level":"","footnotes":""},"class_list":["post-15958","page","type-page","status-publish","hentry","pmpro-has-access"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQ - ICM InvestmentBank AG<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/i-c-m.de\/en\/faq\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - 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